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Open enrollment is the only time that employees can sign up or renew their benefits plans with their employers (barring certain circumstances such as a new job, marriage, birth, adoption, or divorce). Despite the fact that this process occurs every year at the same time, many people simply let their insurance choices carry over from year to year without revisions, wait for the last minute to try and enroll and make changes in the 11th hour, or else, miss the deadline for enrollment altogether.
Health Risk Assessments or Health Risk Appraisals are a patient-provided overview, usually but not always, in the form of a questionnaire, used to assess an individual's health status, risks, and habits.
In fact, as of 2019, 72% of large firms requested employees complete an HRA, either with an incentive or not. HRAs typically collect data from employees about their nutrition, fitness activities, stress levels, sleep habits, mental health, and sometimes even physical, and biometric information like blood pressure and cholesterol.
The employee information that is collected on HRAs allows health care professionals to use the data in order to develop health profiles that can predict future health risks based on lifestyle and behavior. “Asking individuals about their habits and feelings—including their change readiness—gives health professionals insight into an individual’s risk of chronic diseases and which unhealthy habits an individual is ready to improve.”
These profiles not only provide health plans a way to advise and steer employees to better health but also guide wellness programs that can then encourage healthy living. For example, a company can hold semi-annual health fairs offering information on healthy living, different health screenings, and/or flu shots.
Despite the requests for HRAs in the workforce and the associated health promotions that go along with it, few employees一as little as 4%一actually complete the form.
Ushur’s no code, AI-powered Invisible App™ can help change those numbers.
Employees that need to make a change may be less likely to complete the HRA, especially if the invitation to complete the form signals a time-consuming process to follow. However, with Ushur’s Invisible App™, the process is easy to complete using the channel of their choice. This component of the Ushur platform provides employees with a highly engaging interface that guides them into the start of a vital collaboration with their health plan after open enrollment. The initial engagement sets the tone for the rest of the health care management process; easy, intuitive, and accessible.
Traditionally, companies use health care portals to collect data一that ends up unused in a stand-alone database, disconnected from legacy systems that can use the gathered information. Ushur’s Invisible App™ seamlessly takes the employees’ collected data and delivers it to the relevant backend systems. Health plans can work with employers to select care programs that are tailored to a specific organization’s needs.
Ushur uses intuitive AI-driven processes to keep employees happy, comfortable, and engaged - and makes their health plan an essential part of their tool kit for healthy living.
Ushur delivers the world’s first AI-powered Customer Experience Automation™ platform that has been purpose-built, from the ground up, to intelligently automate entire customer journeys, end to end. Designed to deliver delightful, hyper-personalized customer experiences through rapid issue resolution and unified, omnichannel engagement, Ushur is the first-of-its-kind system of intelligence. It combines Conversational Automation and Knowledge Work Automation in a No-Code, Cloud-native, SaaS platform to digitally transform every step of the complete enterprise customer experience – from Micro-engagements™ to entire customer journeys.
Backed by leading investors including Third Point Ventures, 8VC, Pentland Ventures, Aflac Ventures and Iron Pillar, Ushur’s Customer Experience Automation™ solutions are currently in production at some of the leading insurance providers across the globe including Irish Life, Unum, Aetna, Cigna and Tower Insurance.